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Insurance · 5 min read · June 18, 2026

How to Insure Your Graded Card Collection (Broker-Ready Schedule)

If your graded cards are worth more than a few thousand dollars, your homeowners or renters policy almost certainly will not make you whole after a loss. Collectibles need a scheduled rider or a specialty policy — and to get one, you need documentation. Here is how to do it right.

Why homeowners insurance is not enough

Standard policies cap collectibles at a low sub-limit (often $1,000–$2,500 total) and exclude common loss types. A scheduled personal property rider or a dedicated collectibles policy raises the limit and covers more — but the carrier needs an itemized, valued list.

What a broker-ready schedule contains

A usable insurance schedule lists, per card: the exact card (year, set, player, number), grader and grade, certification number, and a current market value backed by recent comparable sales — plus a collection total and the date valued.

Slabline generates this automatically as a Schedule & Risk Report PDF you can hand straight to your broker. Every value is built from real comps (eBay, Heritage, Goldin, PWCC), so it stands up to underwriting.

Keep it current

Card values move. An appraisal from two years ago can leave you badly under-insured after a run-up — or over-paying premium after a dip. Slabline re-values your collection continuously and flags value drift, so your coverage can keep pace.

Slabline is not an insurer or broker — it produces the documentation you take to your own licensed insurer.

Know what your collection is worth — and how well you’re protecting it.

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